{"id":2309,"date":"2025-02-26T10:26:41","date_gmt":"2025-02-26T09:26:41","guid":{"rendered":"https:\/\/belzuz.com\/areas-of-practice\/derecho-del-seguro\/abogados-seguros-madrid-espana\/"},"modified":"2026-03-06T17:18:37","modified_gmt":"2026-03-06T16:18:37","slug":"abogados-seguros-madrid-espana","status":"publish","type":"page","link":"https:\/\/belzuz.com\/en\/areas-de-practica\/derecho-del-seguro\/abogados-seguros-madrid-espana\/","title":{"rendered":"Insurance law &#8211; Spain"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2309\" class=\"elementor elementor-2309 elementor-1593\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3731efb e-flex e-con-boxed e-con e-parent\" data-id=\"3731efb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f218582 elementor-widget elementor-widget-spacer\" data-id=\"f218582\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e80c9a5 e-flex e-con-boxed e-con e-child\" data-id=\"e80c9a5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c2213bb elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"c2213bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance law - Spain<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90a874a e-flex e-con-boxed e-con e-parent\" data-id=\"90a874a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc57332 elementor-widget elementor-widget-text-editor\" data-id=\"fc57332\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Insurance Law department at Belzuz Abogados, S.L.P. began its activity as part of the Commercial Law department, advising our clients on aspects related to the insurance sector.<\/p><p>The growing demand for services related to the world of insurance and the particularity and specialisation required by this sector made it necessary to create a department in 1998 to analyse and study insurance law issues in a differentiated manner.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1218c10 elementor-widget elementor-widget-heading\" data-id=\"1218c10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our experience<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9a2c00 elementor-widget elementor-widget-text-editor\" data-id=\"b9a2c00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We have extensive experience in legal advice in the insurance regulatory area, providing legal advice to Spanish and foreign insurance companies.<\/p><p>We have a multidisciplinary and multinational team, made up of lawyers in Spain and Portugal specialising in insurance, commercial, tax and procedural law, to handle matters correctly, both in terms of consultancy and advice and in the judicial and extrajudicial management of claims.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ac986f elementor-widget elementor-widget-heading\" data-id=\"7ac986f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our clients<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f11e787 elementor-widget elementor-widget-text-editor\" data-id=\"f11e787\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The main national and international insurance companies entrust their claims to our team. We are currently involved in all types of major claims, in all lines of insurance.<\/p><p>With the support of the Litigation area, Belzuz Abogados is involved in multiple judicial, arbitration and expert proceedings for the correct handling of claims at a national level.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8699d16 elementor-widget elementor-widget-heading\" data-id=\"8699d16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Global Service<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb9af0e elementor-widget elementor-widget-text-editor\" data-id=\"cb9af0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our presence in Spain and Portugal, with our own offices in Lisbon and Porto, allows us to offer the insurance sector a global service throughout the Iberian Peninsula, providing added value in the processing of claims for insurers.<\/p><p>We have been directly involved in the implementation of different insurance companies in the Iberian market, helping them to grow and adapt their structures and policies to local requirements and peculiarities.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2b4667 elementor-widget elementor-widget-heading\" data-id=\"d2b4667\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A spirit of negotiation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c23c128 elementor-widget elementor-widget-text-editor\" data-id=\"c23c128\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"enlacePP\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>At Belzuz Abogados we are driven by a spirit of negotiation and intervene on behalf of our clients in the search for conciliatory solutions, avoiding recourse to the courts as far as possible.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b658284 elementor-widget elementor-widget-heading\" data-id=\"b658284\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">International vocation \u2013 INSURALEX Claims and Legal Defense<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2115d8e elementor-widget elementor-widget-text-editor\" data-id=\"2115d8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"0\" data-end=\"522\">With a clear international vocation, Belzuz Abogados S.L.P. in Spain and Belzuz Abogados \u2013 Branch in Portugal, participated in the creation of INSURALEX &#8211; Global Insurance Lawyers Group (<a href=\"http:\/\/insuralex.com\" target=\"_new\" rel=\"noopener\" data-start=\"187\" data-end=\"204\">www.insuralex.com<\/a>) in 2002, an international network of law firms specializing in insurance and reinsurance, which includes over 50 associated firms from 38 different jurisdictions worldwide. INSURALEX was established with the goal of facilitating insurance claims due to economic globalization and has a strong growth-oriented spirit.<\/p><p class=\"\" data-start=\"524\" data-end=\"973\">We have extensive experience in Insurance and Reinsurance Law, advising both Spanish and foreign insurance and reinsurance companies. Our multidisciplinary team consists of lawyers in Spain and Portugal, specializing in insurance and reinsurance, civil liability in all its areas, procedural law, as well as commercial and tax lawyers, allowing us to provide a comprehensive approach to the client\u2019s needs from the perspective of all legal branches.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ce59ab2 e-con-full e-flex e-con e-child\" data-id=\"ce59ab2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8b4931 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"d8b4931\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"227232049\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-2272320491\" data-tab-title-id=\"e-n-tab-title-2272320491\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2272320491\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tRegulatory\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2272320492\" data-tab-title-id=\"e-n-tab-title-2272320492\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2272320492\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tCivil Liability\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2272320493\" data-tab-title-id=\"e-n-tab-title-2272320493\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2272320493\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tLife Insurance\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2272320494\" data-tab-title-id=\"e-n-tab-title-2272320494\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2272320494\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tTransport Insurance\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2272320495\" data-tab-title-id=\"e-n-tab-title-2272320495\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2272320495\" style=\"--n-tabs-title-order: 5;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tCommercial and corporate area\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2272320496\" data-tab-title-id=\"e-n-tab-title-2272320496\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2272320496\" style=\"--n-tabs-title-order: 6;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tDamage insurance: fire, theft and multi-risk home insurance\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2272320497\" data-tab-title-id=\"e-n-tab-title-2272320497\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2272320497\" style=\"--n-tabs-title-order: 7;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tSurety insurance\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2272320498\" data-tab-title-id=\"e-n-tab-title-2272320498\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2272320498\" style=\"--n-tabs-title-order: 8;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tRoad law \u2013 vehicle circulation\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-2272320491\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2272320491\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-511057e e-con-full e-flex e-con e-child\" data-id=\"511057e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-afe8ccb elementor-widget elementor-widget-text-editor\" data-id=\"afe8ccb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li class=\"\" data-start=\"49\" data-end=\"103\"><p>Advice and opinions on applicable legislation<\/p><\/li><li class=\"\" data-start=\"49\" data-end=\"103\"><p>Relations with the Direcci\u00f3n General de Seguros and with the Consorcio de Compensaci\u00f3n \u2013 (access to the insurance business, extension of authorisation for the business, revocation of authorisations, infringements and sanctions, complaints to the supervisory authority)<\/p><\/li><li class=\"\" data-start=\"49\" data-end=\"103\"><p>Analysing and adapting policies (drafting general, particular and special conditions, analysing and limiting risk, etc)<\/p><\/li><li class=\"\" data-start=\"49\" data-end=\"103\"><p>Consultations with the regulatory body Direcci\u00f3n General de Seguros, specifically on financial products for investment. All this in direct dialogue with the regulator<\/p><\/li><li class=\"\" data-start=\"49\" data-end=\"103\"><p>Rights and obligations of the parties, payment of premiums, quantification of compensation<\/p><\/li><li class=\"\" data-start=\"49\" data-end=\"103\"><p>Legal advice for agents, brokers and other insurance distributors, selection of the insurance distributor that best suits the client\u2019s interests<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2272320492\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2272320492\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-8b0654e e-con-full e-flex e-con e-child\" data-id=\"8b0654e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de11fa9 elementor-widget elementor-widget-text-editor\" data-id=\"de11fa9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We intervene in the handling, claim and\/or legal defence or resolution of issues related to civil liability<\/p><ul><li>Product liability and industrial risks<\/li><\/ul><p>We have extensive experience in advising on and defending product liability matters, having been involved in a number of complex cases relating to the industrial risk, food, pharmaceutical, medical devices and construction sectors, where we have managed the defence of large national and international mass claims for major companies and their insurers<\/p><ul><li>Medical liability\/medical personnel<\/li><li>Medical negligence claims<\/li><\/ul><p>Legal assistance in out-of-court and court cases of liability for medical negligence, providing advice, monitoring and legal direction in claims, in administrative, civil or criminal proceedings, having advised and defended large insurance companies in multiple cases<\/p><ul><li>Informed consent<\/li><\/ul><p>Advice on compliance with patients\u2019 information obligations, analysis of the sufficiency of consent in collaboration with specialised medical experts and legal advice on legal actions<\/p><ul><li>Civil liability of nursing homes and similar social establishments<\/li><\/ul><p>Legal advice in extrajudicial and judicial liability cases against social and healthcare establishments in all jurisdictions<\/p><ul><li>Actions against nursing homes<\/li><li>Actions against palliative care centres<\/li><li>General liability<\/li><li>Directors\u2019 liability D&amp;O<\/li><li>Environmental liability<\/li><li>All risks\/construction<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2272320493\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2272320493\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-eb071ef e-con-full e-flex e-con e-child\" data-id=\"eb071ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2f2d99 elementor-widget elementor-widget-text-editor\" data-id=\"a2f2d99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dbf68df e-flex e-con-boxed e-con e-parent e-lazyloaded\" data-id=\"dbf68df\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\"><div class=\"e-con-inner\"><div class=\"elementor-element elementor-element-841d947 elementor-widget__width-inherit aaa elementor-widget elementor-widget-eael-adv-tabs\" data-id=\"841d947\" data-element_type=\"widget\" data-widget_type=\"eael-adv-tabs.default\"><div class=\"elementor-widget-container\"><div id=\"eael-advance-tabs-841d947\" class=\"eael-advance-tabs eael-tabs-vertical eael-tab-auto-active \" data-scroll-on-click=\"no\" data-scroll-speed=\"400\" data-tabid=\"841d947\"><div class=\"eael-tabs-content\"><div id=\"derecho-tributario-tab\" class=\"clearfix eael-tab-content-item active\" data-title-link=\"derecho-tributario-tab\"><ul><li class=\"\" data-start=\"0\" data-end=\"55\"><p>Advice on claims management\/negotiations<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"55\"><p>Pre-litigation and litigation, settlements and calculation of compensation<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"55\"><p>Recovery actions<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"55\"><p>Assessment of material and personal damage<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"55\"><p>Assistance and coordination with claims experts in assessing damage and identifying the causes of the claim<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"55\"><p>Legal defence<\/p><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2272320494\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2272320494\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-3f70217 e-flex e-con-boxed e-con e-child\" data-id=\"3f70217\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2289cc elementor-widget elementor-widget-text-editor\" data-id=\"d2289cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Advice on claims management\/negotiation<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Pre-litigation and legal claims, settlements and calculation of compensation<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Claims for damages<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Assessment of material and personal damage<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Assistance and coordination with claims experts in assessing damage and identifying the causes of the claim<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Legal defence<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2272320495\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2272320495\" data-tab-index=\"5\" style=\"--n-tabs-title-order: 5;\" class=\" elementor-element elementor-element-a6fa932 e-flex e-con-boxed e-con e-child\" data-id=\"a6fa932\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ed2861 elementor-widget elementor-widget-text-editor\" data-id=\"5ed2861\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li class=\"\" data-start=\"0\" data-end=\"44\"><p>Setting up insurance companies<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"44\"><p>Setting up branches of foreign insurance companies<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"44\"><p>Mergers and acquisitions of insurance companies<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"44\"><p>Acquisition of portfolios<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"44\"><p>Tax representation in Spain of foreign companies under the Freedom to Provide Services (LPS) regime<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2272320496\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2272320496\" data-tab-index=\"6\" style=\"--n-tabs-title-order: 6;\" class=\" elementor-element elementor-element-a845ffd e-flex e-con-boxed e-con e-child\" data-id=\"a845ffd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-076cf7c elementor-widget elementor-widget-text-editor\" data-id=\"076cf7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Advice on claims management\/negotiation<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Pre-litigation and litigation, settlements and calculation of compensation<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Recovery actions<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Assessment of material and personal damage<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Assistance and coordination with claims experts in assessing damage and identifying the causes of the claim<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Legal defence<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2272320497\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2272320497\" data-tab-index=\"7\" style=\"--n-tabs-title-order: 7;\" class=\" elementor-element elementor-element-5c4c10f e-flex e-con-boxed e-con e-child\" data-id=\"5c4c10f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a052f6a elementor-widget elementor-widget-text-editor\" data-id=\"a052f6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Advice on handling claims and out-of-court negotiations<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Legal defence before the courts<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Recovery and reimbursement actions<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Filing precautionary measures to guarantee the smooth running of the case (seizures, attachment)<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Management of enforcement proceedings and asset seizure procedures in coordination with the other professionals involved<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Reviewing policies<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2272320498\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2272320498\" data-tab-index=\"8\" style=\"--n-tabs-title-order: 8;\" class=\" elementor-element elementor-element-0f688e0 e-flex e-con-boxed e-con e-child\" data-id=\"0f688e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b73e30a elementor-widget elementor-widget-text-editor\" data-id=\"b73e30a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Advice on managing\/negotiating claims<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Pre-litigation and legal claims, settlements and calculation of compensation<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Recovery and reimbursement actions<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Assessment of material and personal damage<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Assistance and coordination with claims experts in assessing damage and identifying the causes of the claim<\/p><\/li><li class=\"\" data-start=\"0\" data-end=\"53\"><p>Legal defence<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db481d6 elementor-widget elementor-widget-heading\" data-id=\"db481d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Medical Liability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9508efb elementor-widget elementor-widget-text-editor\" data-id=\"9508efb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Errors in medical or healthcare procedures are becoming increasingly common. If such errors are verified, they may give rise to liability on the part of healthcare professionals and\/or institutions, whether public or private, in addition to the tragic consequences of these erroneous actions for the patients who suffer them and their families.<\/p><p>The legal regime governing this liability, which we will refer to as \u2018medical\u2019 liability, differs depending on whether the care was provided in a public or private centre. The former are subject to the regime of financial liability of the Administration and, therefore, to Administrative Law, while claims against private centres are governed by the rules of the Civil Code.<\/p><p>Medical liability is determined by the breach of the obligation of means that are required of the professional according to the state of science (the so-called \u2018lex artis\u2019) and which encompasses three obligations: i) that of diagnosis using all means available according to the state of science, ii) that of informing the patient in accordance with specific regulations, and iii) that of follow-up and monitoring until cure.<\/p><p>In this regard, we must bear in mind that the mere existence of damage in medical care does not mean that, in any case, we are faced with a liability-generating event, as the requirements established by the corresponding legal institution must be met.<\/p><p>Therefore, the analysis of each particular situation and its context is essential for a solid and adequate defence of the associated interests. Belzuz Abogados, S.L.P. has professionals with extensive experience in analysing similar situations, advising their clients both in the extrajudicial and judicial phases.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfd8451 elementor-widget elementor-widget-heading\" data-id=\"dfd8451\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Professional Healthcare Liability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-988c231 elementor-widget elementor-widget-text-editor\" data-id=\"988c231\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The legal regime governing civil liability in healthcare varies depending on the type of centre where the care was provided.<\/p><ul><li>In public centres, the regime of financial liability of the Administration, regulated by Administrative Law, applies.<br \/><br \/><\/li><li>In private centres, civil law applies, in accordance with the principles of contractual and non-contractual liability.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0b6629 e-con-full e-flex e-con e-child\" data-id=\"c0b6629\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a88388 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"8a88388\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"145261448\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-1452614481\" data-tab-title-id=\"e-n-tab-title-1452614481\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-1452614481\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tFinancial liability of the Administration\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1452614482\" data-tab-title-id=\"e-n-tab-title-1452614482\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1452614482\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tCivil liability in the private sphere\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-1452614481\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1452614481\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-c3d59db e-con-full e-flex e-con e-child\" data-id=\"c3d59db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72e8a52 elementor-widget elementor-widget-text-editor\" data-id=\"72e8a52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We defend insurance companies in cases handled by the National Health System&#8217;s Health Services, from the administrative phase to their prosecution in all courts.<\/p><p><strong>Key features:<\/strong><\/p><ul><li>Direct and objective liability (Art. 106.2 CE and Law 40\/2015)<br \/><br \/><\/li><li>Compensation for damages arising from the operation of public services<br \/><br \/><\/li><li>Analysis of lex artis, causal link and compensable damage<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1452614482\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1452614482\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-cd7f6eb e-con-full e-flex e-con e-child\" data-id=\"cd7f6eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ff6ce8 elementor-widget elementor-widget-text-editor\" data-id=\"2ff6ce8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We represent and defend healthcare professionals, private centres and their insurers in civil proceedings relating to healthcare, in accordance with Articles 1902, 1903 and 1101 of the Civil Code.<\/p><p><strong>Most common avenues of claim:<\/strong><\/p><ul><li>Claims for contractual or non-contractual liability against the centre, the practitioner or the insurer of any of them.<br \/><br \/><\/li><li>Direct action against the insurer (Article 76 LCS)<br \/><br \/><\/li><li>Criminal defence in criminal proceedings in which civil liability arising from the offence is also settled (Articles 116 and 117 of the Criminal Code)<br \/><br \/><\/li><\/ul><p>In all cases, we guarantee the best defence for both the insured and the insurance company.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c17128 elementor-widget elementor-widget-heading\" data-id=\"7c17128\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What do we offer in terms of healthcare civil liability?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-485a992 elementor-widget elementor-widget-text-editor\" data-id=\"485a992\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>At Belzuz Abogados, we specialise in the management and defence of claims arising from professional healthcare and social healthcare activities. We have extensive experience in advising professionals, clinics, hospitals and insurers on all types of claims.<\/p><p>We offer comprehensive legal defence, both in the private and public spheres, including financial liability proceedings against public administrations and regional health services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c887e05 elementor-widget elementor-widget-heading\" data-id=\"c887e05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What do we offer in terms of healthcare civil liability?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a92daf elementor-widget elementor-widget-text-editor\" data-id=\"4a92daf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We are fully committed to each client and each case. Defence in matters of healthcare civil liability requires:<\/p><ul><li>In-depth knowledge of healthcare law and patients&#8217; rights<br \/><br \/><\/li><li>Technical and legal analysis of lex artis and clinical documentation<br \/><br \/><\/li><li>Accurate assessment of risk and liability criteria<br \/><br \/><\/li><li>The ability to anticipate risk<br \/><br \/><\/li><li>Mastery of contentious-administrative, civil and criminal jurisdictions<br \/><br \/><\/li><li>Expert handling of the damages scale<br \/><br \/><\/li><\/ul><p>Our experience allows us to act competently in any proceedings, from the amicable phase to the final court ruling.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cab643a elementor-widget elementor-widget-heading\" data-id=\"cab643a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What tools do we have at our disposal?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5551033 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5551033\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">An efficient document management system that allows for timely monitoring of each case<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A team of highly specialised lawyers, with a presence in Spain and Portugal, aligned with the client's strategy<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Direct coordination with insurance companies and healthcare entities<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-34c10ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"34c10ca\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b2de877\" data-id=\"b2de877\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef78487 e-con-full e-flex e-con e-parent\" data-id=\"ef78487\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0597486 elementor-widget elementor-widget-heading\" data-id=\"0597486\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c5377a elementor-widget elementor-widget-heading\" data-id=\"3c5377a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Team<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f42eeaf elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f42eeaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c80a72 elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"9c80a72\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:18351,&quot;_skin&quot;:&quot;post&quot;,&quot;columns&quot;:&quot;3&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-18351\">.elementor-18351 .elementor-element.elementor-element-2f8f2fd{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );}.elementor-18351 .elementor-element.elementor-element-58fd678 img{width:100%;}.elementor-18351 .elementor-element.elementor-element-58fd678 .widget-image-caption{background-color:var( --e-global-color-e9bf594 );}.elementor-18351 .elementor-element.elementor-element-58fd678{width:var( --container-widget-width, 100% );max-width:100%;--container-widget-width:100%;--container-widget-flex-grow:0;}.elementor-18351 .elementor-element.elementor-element-58fd678.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-18351 .elementor-element.elementor-element-41f836c{--display:flex;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-18351 .elementor-element.elementor-element-8dfe620{text-align:start;}.elementor-18351 .elementor-element.elementor-element-8dfe620 .elementor-heading-title{font-family:\"Maven Pro\", Sans-serif;font-weight:600;text-transform:uppercase;letter-spacing:2.5px;color:#FFFFFF;}.elementor-18351 .elementor-element.elementor-element-88b907f{text-align:start;width:var( --container-widget-width, 70% );max-width:70%;--container-widget-width:70%;--container-widget-flex-grow:0;}.elementor-18351 .elementor-element.elementor-element-88b907f .elementor-heading-title{font-family:\"Maven Pro\", Sans-serif;font-weight:600;color:#FFFFFF;}@media(max-width:1024px){.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );}}@media(max-width:767px){.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );}}\/* Start custom CSS for container, class: .elementor-element-2f8f2fd *\/\/* Contenedor principal *\/\r\n.hover-img-box {\r\n  position: relative;\r\n  overflow: hidden;\r\n}\r\n\r\n\/* Imagen (sin animaci\u00f3n) *\/\r\n.hover-img-box img {\r\n  display: block;\r\n  width: 100%;\r\n  height: auto;\r\n  object-fit: cover;\r\n  transition: none;\r\n}\r\n\r\n\/* Barra azul que sube desde abajo *\/\r\n.caption-hover {\r\n  position: absolute;\r\n  bottom: 0;\r\n  left: 0;\r\n  width: 100%;\r\n  background: rgba(18, 99, 115); \/* azul oscuro *\/\r\n  color: #fff;\r\n  padding: 60px;\r\n  transform: translateY(100%); \/* empieza fuera de la vista *\/\r\n  transition: transform 0.6s ease-in-out;\r\n  text-align: center;\r\n  font-size: 14px;\r\n  box-sizing: border-box;\r\n}\r\n\r\n\/* Al pasar el rat\u00f3n, la barra sube y se muestra *\/\r\n.hover-img-box:hover .caption-hover {\r\n  transform: translateY(0); \/* sube hasta su posici\u00f3n normal *\/\r\n  opacity: 1;\r\n}\/* End custom CSS *\/<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"18351\" class=\"elementor elementor-18351 e-loop-item e-loop-item-17582 post-17582 equipo type-equipo status-publish has-post-thumbnail hentry area-de-practica-insurance-law cargo-male-lawyer idioma-english idioma-spanish localizacion-madrid-en\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-2f8f2fd hover-img-box e-flex e-con-boxed e-con e-parent\" data-id=\"2f8f2fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58fd678 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"58fd678\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/equipo\/alvaro-tojo-ledo\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/ATL-Equipo-683x1024.jpg\" class=\"attachment-large size-large wp-image-18821\" alt=\"\" srcset=\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/ATL-Equipo-683x1024.jpg 683w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/ATL-Equipo-200x300.jpg 200w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/ATL-Equipo-768x1151.jpg 768w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/ATL-Equipo-1025x1536.jpg 1025w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/ATL-Equipo-1367x2048.jpg 1367w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/ATL-Equipo-scaled.jpg 1708w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">&nbsp;<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41f836c e-con-full caption-hover e-flex e-con e-child\" data-id=\"41f836c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8dfe620 elementor-widget elementor-widget-heading\" data-id=\"8dfe620\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/equipo\/alvaro-tojo-ledo\/\"><span>Lawyer<\/span><\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88b907f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"88b907f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/equipo\/alvaro-tojo-ledo\/\">\u00c1lvaro Tojo Ledo<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"18351\" class=\"elementor elementor-18351 e-loop-item e-loop-item-17763 post-17763 equipo type-equipo status-publish has-post-thumbnail hentry area-de-practica-insurance-law cargo-associate-lawyer idioma-english idioma-spanish localizacion-madrid-en\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-2f8f2fd hover-img-box e-flex e-con-boxed e-con e-parent\" data-id=\"2f8f2fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58fd678 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"58fd678\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/equipo\/ignacio-moreno-pujante\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"681\" height=\"1024\" src=\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/IMP-Equipo-681x1024.jpg\" class=\"attachment-large size-large wp-image-18827\" alt=\"\" srcset=\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/IMP-Equipo-681x1024.jpg 681w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/IMP-Equipo-200x300.jpg 200w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/IMP-Equipo-768x1154.jpg 768w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/IMP-Equipo-1022x1536.jpg 1022w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/IMP-Equipo-1363x2048.jpg 1363w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/09\/IMP-Equipo-scaled.jpg 1703w\" sizes=\"(max-width: 681px) 100vw, 681px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">&nbsp;<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41f836c e-con-full caption-hover e-flex e-con e-child\" data-id=\"41f836c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8dfe620 elementor-widget elementor-widget-heading\" data-id=\"8dfe620\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/equipo\/ignacio-moreno-pujante\/\"><span>Associate Lawyer<\/span><\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88b907f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"88b907f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/equipo\/ignacio-moreno-pujante\/\">Ignacio Montero Pujante<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"18351\" class=\"elementor elementor-18351 e-loop-item e-loop-item-4952 post-4952 equipo type-equipo status-publish has-post-thumbnail hentry area-de-practica-insurance-law area-de-practica-procedural-law-and-arbitration cargo-managing-partner-insurance-law-department cargo-filtro-partner idioma-english idioma-french idioma-spanish localizacion-madrid-en\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-2f8f2fd hover-img-box e-flex e-con-boxed e-con e-parent\" data-id=\"2f8f2fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58fd678 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"58fd678\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/equipo\/jose-garzon-garcia\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"682\" height=\"1024\" src=\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/02\/Jose-Garzon-1-682x1024.jpg\" class=\"attachment-large size-large wp-image-20958\" alt=\"\" srcset=\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/02\/Jose-Garzon-1-682x1024.jpg 682w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/02\/Jose-Garzon-1-200x300.jpg 200w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/02\/Jose-Garzon-1-768x1153.jpg 768w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/02\/Jose-Garzon-1-1023x1536.jpg 1023w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/02\/Jose-Garzon-1-1364x2048.jpg 1364w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/02\/Jose-Garzon-1-scaled.jpg 1705w\" sizes=\"(max-width: 682px) 100vw, 682px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">&nbsp;<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41f836c e-con-full caption-hover e-flex e-con e-child\" data-id=\"41f836c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8dfe620 elementor-widget elementor-widget-heading\" data-id=\"8dfe620\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/equipo\/jose-garzon-garcia\/\"><span>Managing Partner, Insurance Law Department<\/span><\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88b907f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"88b907f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/equipo\/jose-garzon-garcia\/\">Jos\u00e9 Garz\u00f3n Garc\u00eda<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"18351\" class=\"elementor elementor-18351 e-loop-item e-loop-item-4942 post-4942 equipo type-equipo status-publish has-post-thumbnail hentry area-de-practica-banking-law area-de-practica-commercial-law area-de-practica-insurance-law area-de-practica-real-estate-law cargo-partner-chief-executive-officer cargo-filtro-managing-partner idioma-english idioma-french idioma-portuguese idioma-spanish localizacion-lisboa-en localizacion-madrid-en localizacion-oporto-en\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-2f8f2fd hover-img-box e-flex e-con-boxed e-con e-parent\" data-id=\"2f8f2fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58fd678 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"58fd678\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/equipo\/enrique-belzuz-fernandez\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/03\/Enrique-Belzuz-3-683x1024.jpg\" class=\"attachment-large size-large wp-image-13668\" alt=\"\" srcset=\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/03\/Enrique-Belzuz-3-683x1024.jpg 683w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/03\/Enrique-Belzuz-3-200x300.jpg 200w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/03\/Enrique-Belzuz-3-768x1151.jpg 768w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/03\/Enrique-Belzuz-3-1025x1536.jpg 1025w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/03\/Enrique-Belzuz-3-1367x2048.jpg 1367w, https:\/\/belzuz.com\/wp-content\/uploads\/2025\/03\/Enrique-Belzuz-3-scaled.jpg 1709w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">&nbsp;<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41f836c e-con-full caption-hover e-flex e-con e-child\" data-id=\"41f836c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8dfe620 elementor-widget elementor-widget-heading\" data-id=\"8dfe620\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/equipo\/enrique-belzuz-fernandez\/\"><span>General Managing Partner<\/span><\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88b907f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"88b907f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/equipo\/enrique-belzuz-fernandez\/\">Enrique Belzuz Fern\u00e1ndez<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a662d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a662d6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-600a27a\" data-id=\"600a27a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-314d482 e-con-full e-flex e-con e-parent\" data-id=\"314d482\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df23401 elementor-widget elementor-widget-heading\" data-id=\"df23401\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-890843c elementor-widget elementor-widget-heading\" data-id=\"890843c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Publications<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19a9f8e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"19a9f8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71fdf7a elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"71fdf7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:16491,&quot;_skin&quot;:&quot;post&quot;,&quot;columns&quot;:&quot;3&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-dynamic-16491\">.e-loop-item-21356 .elementor-element.elementor-element-bcafce6:not(.elementor-motion-effects-element-type-background), .e-loop-item-21356 .elementor-element.elementor-element-bcafce6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/12\/belzuz-publication-5-1-1.avif\");}<\/style><style id=\"loop-16491\">.elementor-16491 .elementor-element.elementor-element-bcafce6{--display:flex;--min-height:400px;--flex-direction:column-reverse;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--overlay-opacity:1;--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-16491 .elementor-element.elementor-element-bcafce6:not(.elementor-motion-effects-element-type-background), .elementor-16491 .elementor-element.elementor-element-bcafce6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:center 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--e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );}.elementor-16491 .elementor-element.elementor-element-f466cb6 .elementor-icon-list-icon{width:14px;}.elementor-16491 .elementor-element.elementor-element-f466cb6 .elementor-icon-list-icon i{font-size:14px;}.elementor-16491 .elementor-element.elementor-element-f466cb6 .elementor-icon-list-icon svg{--e-icon-list-icon-size:14px;}.elementor-16491 .elementor-element.elementor-element-f466cb6 .elementor-icon-list-text, .elementor-16491 .elementor-element.elementor-element-f466cb6 .elementor-icon-list-text a{color:var( --e-global-color-2443234 );}.elementor-16491 .elementor-element.elementor-element-f466cb6 .elementor-icon-list-item{font-family:\"Maven Pro\", Sans-serif;font-size:13px;font-weight:400;}@media(max-width:1024px){.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );}}@media(max-width:767px){.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );}}\/* Start custom CSS for theme-post-title, class: .elementor-element-5b95c1e *\/.elementor-16491 .elementor-element.elementor-element-5b95c1e * {\n    font-weight: 600 !important;\n    text-decoration: none !important;\n    font-family: maven pro !important;\n}\/* End custom CSS *\/<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"16491\" class=\"elementor elementor-16491 elementor-5446 elementor-5446 e-loop-item e-loop-item-21356 post-21356 publicacion type-publicacion status-publish has-post-thumbnail hentry category-sin-categorizar-en area-de-practica-insurance-law publicaciones-alvaro-tojo-ledo idioma-publicacion-ingles\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-bcafce6 e-flex e-con-boxed e-con e-parent\" data-id=\"bcafce6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f74142f elementor-widget elementor-widget-button\" data-id=\"f74142f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/belzuz.com\/en\/publicacion\/claims-made-clauses-in-recent-case-law\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b95c1e elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"5b95c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/publicacion\/claims-made-clauses-in-recent-case-law\/\">The validity and effectiveness of \u2018claims-made\u2019 clauses in recent case law: doctrinal developments and prospects for civil liability insurance<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f466cb6 elementor-widget elementor-widget-post-info\" data-id=\"f466cb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-f2efc0a elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>26 May 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-04b2315 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/area-de-practica\/insurance-law\/\" class=\"elementor-post-info__terms-list-item\">Insurance law<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-110ee74 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/publicaciones\/alvaro-tojo-ledo\/\" class=\"elementor-post-info__terms-list-item\">\u00c1lvaro Tojo Ledo<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-16491\">.e-loop-item-21069 .elementor-element.elementor-element-bcafce6:not(.elementor-motion-effects-element-type-background), .e-loop-item-21069 .elementor-element.elementor-element-bcafce6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/12\/belzuz-publication-5-1-1.avif\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"16491\" class=\"elementor elementor-16491 elementor-5446 elementor-5446 e-loop-item e-loop-item-21069 post-21069 publicacion type-publicacion status-publish has-post-thumbnail hentry area-de-practica-insurance-law publicaciones-jose-garzon idioma-publicacion-ingles\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-bcafce6 e-flex e-con-boxed e-con e-parent\" data-id=\"bcafce6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f74142f elementor-widget elementor-widget-button\" data-id=\"f74142f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/belzuz.com\/en\/publicacion\/compensation-limits-sub-limits\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b95c1e elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"5b95c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/publicacion\/compensation-limits-sub-limits\/\">A clear and precise definition of the legal nature of compensation limits and sub-limits in civil liability insurance policies. Supreme Court Judgment No. 1581\/2025, of 5 November<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f466cb6 elementor-widget elementor-widget-post-info\" data-id=\"f466cb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-f2efc0a elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>29 Apr 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-04b2315 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/area-de-practica\/insurance-law\/\" class=\"elementor-post-info__terms-list-item\">Insurance law<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-110ee74 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/publicaciones\/jose-garzon\/\" class=\"elementor-post-info__terms-list-item\">Jos\u00e9 Garz\u00f3n<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-16491\">.e-loop-item-21050 .elementor-element.elementor-element-bcafce6:not(.elementor-motion-effects-element-type-background), .e-loop-item-21050 .elementor-element.elementor-element-bcafce6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/12\/belzuz-publication-5-1-1.avif\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"16491\" class=\"elementor elementor-16491 elementor-5446 elementor-5446 e-loop-item e-loop-item-21050 post-21050 publicacion type-publicacion status-publish has-post-thumbnail hentry area-de-practica-insurance-law publicaciones-ignacio-montero-pujante idioma-publicacion-ingles\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-bcafce6 e-flex e-con-boxed e-con e-parent\" data-id=\"bcafce6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f74142f elementor-widget elementor-widget-button\" data-id=\"f74142f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/belzuz.com\/en\/publicacion\/supreme-court-distributor-as-a-producer\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b95c1e elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"5b95c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/publicacion\/supreme-court-distributor-as-a-producer\/\">Supreme Court (Civil) Decision of February 25, 2026. A distributor may be held liable as a producer if it fails to identify the manufacturer within three months<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f466cb6 elementor-widget elementor-widget-post-info\" data-id=\"f466cb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-f2efc0a elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>27 Apr 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-04b2315 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/area-de-practica\/insurance-law\/\" class=\"elementor-post-info__terms-list-item\">Insurance law<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-110ee74 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/publicaciones\/ignacio-montero-pujante\/\" class=\"elementor-post-info__terms-list-item\">Ignacio Montero Pujante<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-16491\">.e-loop-item-21344 .elementor-element.elementor-element-bcafce6:not(.elementor-motion-effects-element-type-background), .e-loop-item-21344 .elementor-element.elementor-element-bcafce6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/12\/belzuz-publication-5-1-1.avif\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"16491\" class=\"elementor elementor-16491 elementor-5446 elementor-5446 e-loop-item e-loop-item-21344 post-21344 publicacion type-publicacion status-publish has-post-thumbnail hentry area-de-practica-insurance-law publicaciones-jose-garzon idioma-publicacion-ingles\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-bcafce6 e-flex e-con-boxed e-con e-parent\" data-id=\"bcafce6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f74142f elementor-widget elementor-widget-button\" data-id=\"f74142f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/belzuz.com\/en\/publicacion\/exclusive-fault-of-the-victim\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b95c1e elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"5b95c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/publicacion\/exclusive-fault-of-the-victim\/\">Objective Attribution and Exclusive Fault of the Victim: A Groundbreaking Supreme Court Ruling (STS 6070\/2025) Limiting the Expansive Trend of Objectification of Extracontractual Civil Liability<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f466cb6 elementor-widget elementor-widget-post-info\" data-id=\"f466cb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-f2efc0a elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>22 May 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-04b2315 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/area-de-practica\/insurance-law\/\" class=\"elementor-post-info__terms-list-item\">Insurance law<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-110ee74 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/publicaciones\/jose-garzon\/\" class=\"elementor-post-info__terms-list-item\">Jos\u00e9 Garz\u00f3n<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-16491\">.e-loop-item-20636 .elementor-element.elementor-element-bcafce6:not(.elementor-motion-effects-element-type-background), .e-loop-item-20636 .elementor-element.elementor-element-bcafce6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/12\/belzuz-publication-5-1-1.avif\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"16491\" class=\"elementor elementor-16491 elementor-5446 elementor-5446 e-loop-item e-loop-item-20636 post-20636 publicacion type-publicacion status-publish has-post-thumbnail hentry area-de-practica-insurance-law publicaciones-jose-garzon idioma-publicacion-ingles\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-bcafce6 e-flex e-con-boxed e-con e-parent\" data-id=\"bcafce6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f74142f elementor-widget elementor-widget-button\" data-id=\"f74142f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/belzuz.com\/en\/publicacion\/exclusive-basis-landmark-sts-1692-2025\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b95c1e elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"5b95c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/publicacion\/exclusive-basis-landmark-sts-1692-2025\/\">The civil liability of an insurance agent towards the insurer for whom they distribute insurance on an exclusive basis. Landmark Supreme Court ruling STS 1692\/2025<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f466cb6 elementor-widget elementor-widget-post-info\" data-id=\"f466cb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-f2efc0a elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>24 Mar 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-04b2315 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/area-de-practica\/insurance-law\/\" class=\"elementor-post-info__terms-list-item\">Insurance law<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-110ee74 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/publicaciones\/jose-garzon\/\" class=\"elementor-post-info__terms-list-item\">Jos\u00e9 Garz\u00f3n<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-16491\">.e-loop-item-21341 .elementor-element.elementor-element-bcafce6:not(.elementor-motion-effects-element-type-background), .e-loop-item-21341 .elementor-element.elementor-element-bcafce6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/belzuz.com\/wp-content\/uploads\/2025\/12\/belzuz-publication-5-1-1.avif\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"16491\" class=\"elementor elementor-16491 elementor-5446 elementor-5446 e-loop-item e-loop-item-21341 post-21341 publicacion type-publicacion status-publish has-post-thumbnail hentry category-publicaciones-en category-sin-categorizar area-de-practica-insurance-law publicaciones-ignacio-montero-pujante idioma-publicacion-ingles\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-bcafce6 e-flex e-con-boxed e-con e-parent\" data-id=\"bcafce6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f74142f elementor-widget elementor-widget-button\" data-id=\"f74142f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/belzuz.com\/en\/publicacion\/waiting-period-life-insurance-policies\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b95c1e elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"5b95c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/belzuz.com\/en\/publicacion\/waiting-period-life-insurance-policies\/\">The Supreme Court overturns the 90-day waiting period for heart attacks in life insurance policies. It is a restrictive clause: unless it is highlighted and expressly accepted, it is not enforceable<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f466cb6 elementor-widget elementor-widget-post-info\" data-id=\"f466cb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-f2efc0a elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>25 May 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-04b2315 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/area-de-practica\/insurance-law\/\" class=\"elementor-post-info__terms-list-item\">Insurance law<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-110ee74 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/belzuz.com\/en\/publicaciones\/ignacio-montero-pujante\/\" class=\"elementor-post-info__terms-list-item\">Ignacio Montero Pujante<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Insurance law &#8211; Spain The Insurance Law department at Belzuz Abogados, S.L.P. began its activity as part of the Commercial Law department, advising our clients on aspects related to the insurance sector. The growing demand for services related to the world of insurance and the particularity and specialisation required by this sector made it necessary [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":18937,"parent":2299,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"page-category":[487],"class_list":["post-2309","page","type-page","status-publish","has-post-thumbnail","hentry","page-category-practice-areas-es"],"acf":[],"_links":{"self":[{"href":"https:\/\/belzuz.com\/en\/wp-json\/wp\/v2\/pages\/2309","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/belzuz.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/belzuz.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/belzuz.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/belzuz.com\/en\/wp-json\/wp\/v2\/comments?post=2309"}],"version-history":[{"count":0,"href":"https:\/\/belzuz.com\/en\/wp-json\/wp\/v2\/pages\/2309\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/belzuz.com\/en\/wp-json\/wp\/v2\/pages\/2299"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/belzuz.com\/en\/wp-json\/wp\/v2\/media\/18937"}],"wp:attachment":[{"href":"https:\/\/belzuz.com\/en\/wp-json\/wp\/v2\/media?parent=2309"}],"wp:term":[{"taxonomy":"page-category","embeddable":true,"href":"https:\/\/belzuz.com\/en\/wp-json\/wp\/v2\/page-category?post=2309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}