La acción directa contra la aseguradora de la Administración queda excluida si la reclamación patrimonial fue desestimada en vía administrativa
El Tribunal Supremo ha establecido recientemente que, cuando una reclamación de responsabilidad patrimonial frente a la Administración concluye con una resolución desestimatoria —ya sea expresa o por silencio administrativo—, el perjudicado no puede posteriormente dirigirse a los tribunales civiles interponiendo la acción directa del artículo 76 de la Ley de Contrato de Seguro (LCS) contra […]
CCTV Systems in Portugal: What You Need to Know to Legally Install Surveillance Systems
Portuguese law permits the installation of CCTV systems in private residences and commercial premises to safeguard people and property. However, camera coverage must be confined strictly to the property boundaries, and installations must comply with legal requirements to protect the privacy of third parties. Entities engaged in the design, installation, maintenance, or technical support of […]
FINANCIAL SECTOR – The DORA Regulation in Portugal: what changes with Law No. 73/2025 of 23 December
The DORA Regulation (Regulation (EU) 2022/2554 of the European Parliament and of the Council of 14 December 2022) entered into force on 17 January 2025, imposing new and stringent obligations on financial entities and on providers of Information and Communication Technology (“ICT”) services, such as cloud computing, software and ICT infrastructure providers. As a European […]
El Tribunal Supremo delimita cuándo la paralización de actividad queda realmente cubierta por el seguro
Estas resoluciones, que resuelven litigios vinculados a reclamaciones surgidas durante la pandemia de la COVID‑19, dejan patente que la paralización de la actividad empresarial solo queda cubierta cuando deriva de los riesgos concretamente contemplados en la póliza. La pérdida de beneficios como cobertura vinculada al daño material En las Sentencias 602/2025 y 603/2025, el Tribunal […]
FAMILY BUSINESSES: When heirs accumulate debts, can the inherited shareholdings be exposed to enforcement by creditors and jeopardize the continuity of the family business?
Belzuz Abogados, S.L.P. has advised numerous clients with family-owned companies and businesses who frequently express concerns regarding the protection and continuity of the business in a succession context. In this regard, we consider it relevant to address, in particular, the situation of a commercial company whose share capital is mainly held by shareholders related by […]
Dation in Payment Between Spouses under the Community of Property Regime: How to Protect Assets and Prevent Future Disputes
In today’s context, where marriages frequently occur at older ages, it is common for one spouse to already own real estate prior to marriage. In such cases, the couple may choose to enter into a prenuptial agreement, opting for a universal community property regime (Comunhão Geral de Bens), in which case the property would become […]
As mensagens de WhatsApp como meio probatório no âmbito de procedimentos disciplinares
Num contexto laboral cada vez mais digitalizado, as comunicações por plataformas como o WhatsApp tornaram-se parte integrante das relações profissionais. Atualmente, é bastante comum que dois trabalhadores da mesma empresa conversem sobre assuntos profissionais através do WhatsApp. No mesmo sentido, e em empresas com um maior número de trabalhadores, é também usual a existência de […]
The Effectiveness of Damage as a Fundamental Requirement for Establishing Civil Liability
One of the essential elements for assessing the financial liability of the State is the proven existence of actual damage. Civil law follows the same logic: liability cannot arise unless the harm caused by an act or omission is real and effective, rather than hypothetical. In our work as Insurance Law specialists, we have encountered […]
Travel Agencies established in the European Union: Legal Requirements for Operating in Portugal
In Portugal, only travel agencies registered with the National Register of Travel and Tourism Agencies (“RNAVT”) are legally authorised to provide tourism services. The Portuguese tourism sector is strictly regulated, and travel agencies are entitled to perform a wide range of activities, including: Organisation and marketing of package travel. Representation of other travel agencies. Booking […]
New rules for pharmacies: What changes under Ministerial Order No. 375/2025/1 of November?
With the aim of harmonising and updating the procedural rules applicable to pharmacies, Ministerial Order No. 375/2025/1 of 4 November has entered into force, introducing significant changes to the procedures for the authorisation of new pharmacies, the relocation of existing pharmacies and the issuance of administrative licences. This Ministerial Order follows the amendments introduced in […]